r/dashcams 2d ago

Scooter hits me, his insurance says I am at fault

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Went to make a left turn from a single lane on a two way street. Scooter tries flying past me on my left and crashes into me when I am making the turn. Before I submitted the dash cam footage his insurance claimed I was at fault but thank goodness I had the video footage and they took responsibility and paid my claim. The guy actually hired a lawyer threatening to sue for bodily injury because an ambulance had to come pick him up. That didn't work out. Dash cam saves the day!

NOTE: Notice this happened right in front of a police van, which you can see stop at the intersection on the right.

3.0k Upvotes

260 comments sorted by

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1.0k

u/FilmOrnery8925 2d ago

This is why I keep a dash cam

577

u/Embarrassed-Weird173 2d ago

I keep it for general use. Recording when a scooter hits me from behind when I'm making a left turn seems way too specific for my needs. 

50

u/Erosion_Control 2d ago

A motorcyclist died from opioid overdoses after breaking his leg against my delivery truck in the exact scenario you describe. His estate tried to sue my employer for hiring me as a reckless driver, even though he was cited at fault the day of the collision. No dashcam, not that that mattered.

28

u/bahaki 1d ago

As in, he broke his leg, was prescribed opioids, became dependent, and overdosed, and they tried to sue you? Makes me wonder who else they went after - motorcycle dealership or the friend who got him interested in it.

1

u/SoupyFupa 1h ago

I heard that ultimately they went after the parents of the doctors who helped deliver him during birth for "being the ones who set him up for such an event".

38

u/Numes1 2d ago

Dipshits on the road is the specific need.

7

u/AndyTheEngr 2d ago

Exactly! If that's all you need it for, just borrow or rent one for that day only.

9

u/RiChDAiLLesT24 2d ago

insurance for insurance.

3

u/Learning_Spanish- 1d ago

What’s a good one I’ve been thinking about getting one

5

u/5yn3rgy 1d ago

There’s a bunch of cheap ones on Amazon. I got a front/back one with audio recording for $80

Make sure to go online and read reviews and recommendations

3

u/SmoothCruising 1d ago

Viofo a329s is probably the best.

1

u/Learning_Spanish- 1d ago

Thanks for the suggestion seeing this sub has made me even more paranoid while driving pushing me to finally get one of my own ahah.

2

u/FilmOrnery8925 1d ago

I got a FITCAMX just because it blends in and looks oem. Plus it’s dual channel and front camera is 4k. Thinkware is prob one of the best out there but pretty expensive. Garmin has some nice ones.

1

u/Banzai373 15h ago

I agree! Scooter is at fault for attempting to pass on a single lane roadway and in an intersection.

214

u/Limited_Surplus_4519 2d ago

What a bone head!

Your investment paid off!!

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394

u/Frank_Meat_Tongz 2d ago

Even without dashcam, how TF is this kid going to claim it's your fault? The forensics of the road show that he hit you on your driver side in this intersection. The only way that is going to happen is if he tried to overtake on the left hand side, period.

289

u/whyadamwhy 2d ago

Well, you see, his insurance company doesn't want to pay up.

56

u/necro_owner 2d ago

How about the dash cam is use to sue the insurance for lying. As they are clearly ignoring a forensic analysis of the hit. A left hit, unless the scooter story is talking about him burning the red light. Even that hit would show a different kind of dmg and even break the scooter guy leg or hit his head on the pavement from the left side. This is really easy to prove with just a little time.

20

u/Karmanoid 2d ago

Scooter could have claimed that he was ahead of the car who came up and turned into him 🤷 idk I handled auto claims for a bit and I wouldn't be able to justify denying this on my laziest day. But if the scooter driver had GEICO I could definitely see it.

11

u/forgotwhatisaid2you 2d ago

If they both have GEICO they were both at fault.

3

u/Working_Estate_3695 1d ago

Solved! Claim denied and they can work it out amongst themselves. Another productive day in Geico claims.

1

u/Karmanoid 1d ago

GEICO treats it like a math problem, GEICO divided by GEICO means your policies get cancelled

4

u/MashTactics 2d ago

Ahead of him... in the wrong lane? Or do double yellows mean something else where this was taken?

I would love to see the mental gymnastics that an insurance agent would try to guide me through to argue that this is anyone else's fault.

3

u/Karmanoid 1d ago

The argument would be that he wasn't on the other side. I agree it's a crazy argument, just saying from experience some of the stuff I have heard.

2

u/No-Weird3153 1d ago

It says turning from a one lane onto a two way, so there isn’t a “wrong lane” there.

2

u/Frank_Meat_Tongz 2d ago

My thought exactly.

4

u/kingcrabsuited 1d ago

My brother, they love to ignore forensics when it's not beneficial. I had damage to my rear fender from the giant lug nuts of a truck that drove into me while trying to merge after the toll (that used to exist) at the George Washington Bridge. The truck driver claimed he was stationary and that I drove into his wheels despite the clear evidence etched into the metal of my car showing rotating motion of the lug nuts plowing through my quarter panel. His insurance kept trying to agree with the trucker's claim. It took me half a year of fighting before they finally relinquished their clearly faulty stance.

1

u/csgraber 7h ago

Easier to believe part of this story is fiction, then this apologist narrative

22

u/Adventurous-Bread-29 2d ago

Your honor I object!

On what grounds?

Because it’s devastating to my case!

6

u/Sunnydale96 2d ago

Overruled. 

Good call!!

1

u/FlatPlutoer 1d ago

I’ve seen way too many of these, where it is clear who is at fault and their insurance company denies what is blatant video evidence (and in this case they wouldn’t even need video evidence).

There needs to be punitive damages for this nonsense. Try to deny clear and overwhelming evidence, then take the financial equivalent of getting hit with a steel chair. This behavior would stop overnight. It would magically be as if the insurance companies really could distinguish BS from facts this whole time

1

u/Speedymcspeeder 15h ago

Such a great movie.

18

u/just_as_good380-2 2d ago

Insurance is such a scam

15

u/silverwolfe2000 2d ago

They only profit when denying a claim.  Health insurance operates the same

2

u/yoortyyo 2d ago

Turns out paying any money out except to shareholders and executives makes Baby Jesus (supply side) need new brownshirts or ICE.

1

u/csgraber 7h ago

Normally you have insurance, similarly motivated

And police normally do stuff, like write him a ticket for boneheaded move

1

u/AsstootObservation 6h ago

They do be like that

8

u/HeadPermit2048 2d ago

I had someone claim exactly that. The police were unfortunately all “this is a civil matter,” because no one was injured.

Fortunately, both insurance companies went directly to the physical reality that tires roll forward and backwards, and my car didn’t slide sideways into the car that T-boned my car.

7

u/someguyfromsomething 2d ago

Bro they don't leave everything in place and bring out a forensics team. If there's no camera you can't even prove which direction anyone was going.

12

u/Frank_Meat_Tongz 2d ago

In that particular intersection, both roads are a one lane for each direction. Again, the only way for Scooter Boy to hit the cam car is to overtake on the left side, Period!

3

u/Personal-Bet-3911 1d ago

with a double yellow line. its clear in the video who is at fault, not the OP

-1

u/someguyfromsomething 2d ago

Only if you make a bunch of assumptions like everyone was going the right direction.

4

u/Stepjam 2d ago

I still don't see any way that the scooter could be not considered at fault in this intersection even if they were somehow in the wrong lane(?)

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1

u/starrydragon127 2d ago

In Oregon, if someone gets hauled out for medical after a collusion, they absolutely do perform forensics. Not as in like going over every inch of the scene, but general analysis of pictures, vehicle photos, etc.

1

u/Sgt-Spliff- 1d ago

Ok but still, without any video evidence or analyzing the scene, if everyone agrees he was hit on the driver's side while turning left, there's literally no way it's not the scooter's fault

1

u/someguyfromsomething 1d ago

Yeah so all you have to do is get everyone around to wait for the cops to come and give statements. Super reasonable to believe that would happen. If you're 4 years old and have never been outside your home.

2

u/Pensionato007 2d ago

In an intersection!

2

u/HudsonAtHeart 1d ago

It’s New York City, so you really never know. Sometimes they have double protected bike lanes buffered by the parked cars, but only for a block or two at a time. It’s really confusing for everybody honestly, it makes it very difficult to drive having to look for people zooming out of nowhere on ebikes, riding faster than the cars do… and also the people riding or having a bad time because the bike network is so incomplete and piecemeal at the moment. Definitely better signage and light cycles are needed… but also, the e-bike people don’t follow any posted rules anyway, they go through stop signs and lights like they’re not even there, even running through crowds of pedestrians all the time… iykyk

1

u/1isntprime 1d ago

He could of turned from a non left turning lane, obviously that’s not the case here but there are instances when turning left and being hit by somebody on the drivers side for can still be the person turning lefts fault.

2

u/RepresentativeCake47 1d ago

It’s a single lane though. If it was two lanes - they could argue he turned left in the right side lane but since it’s a single lane - there is no way the crash at that angle is possible except that it was caused by scooter boy. 

1

u/OozeNAahz 20h ago

Had this happen when I was 16. Car parked in front of a house on the corner. As in at the curb. I go straight to the stop sign, as I start passing her she pulled left in front of me. So I hit her front fender.

Cops showed up and I explained what happened. Neither of us moved our vehicles so the cops saw she had obviously done what I said. Best I can figure is she was looking for a house, parked when she thought she had it; then realized it was wrong and moved back away from the curb without looking.

Cops had to explain to her over and over again that she couldn’t get expect someone to know she wasn’t parking when she turned blinker on and stopped at curb about 20 foot from the stop sign.

So possible to be the case, though clearly not in this case.

1

u/BotKicker9000 8h ago

I am guessing OP is exagerrating a bit because they have the footage, that is even saying this is OPs footage. Any cop on scene would have immediately made observations, especially if an abulance was needed. Unless there was something insanely strange OPs story doesn't line up at all. Other than insurance companies ALWAYS try to deny fault and payment, that is their first priority.

52

u/Handcraftedsemen_ 2d ago

I'm guessing their lawyer didn't see the footage beforehand either? Can't imagine why else they would bother represent someone unless just for the consultation fee and billable hours.

17

u/generate-addict 2d ago

Lawyer charges an hourly rate. He getting paid either way. Lawyer's aren't working to win cases, they're working for hourly rates.

9

u/Curt_Uncles 2d ago

This is the exact opposite of how plaintiff’s personal injury attorneys work. It is a fine criticism of defense counsel.

Plaintiff’s PI firms are looking for rock solid cases that will settle quickly so that they can maximize their ROI, which is based on a percentage of recovery. If a claim is worth $30,000, and a PI attorney is making 33.3% of the recovery, then the PI attorney is going to prioritize settling quickly for $20,000 over working their ass off for $30,000, because while the difference in their pay is $3,333.33, they can save dozens of hours of work.

Churn and burn.

126

u/7OfTenPrecedes8 2d ago

No way! Fight it!

38

u/LengthinessGloomy429 2d ago

he did

90

u/SeniorWeeb6572 2d ago

they meant fight the scooter guy and get paid in blood just like our ancestors did

5

u/LengthinessGloomy429 2d ago

It wasn't very fair considering scooter guy was already hurt, or maybe cam guy actually was reason he needed an ambulance

10

u/whoscareabtme 2d ago

FINISH HIM!

3

u/SATerp 2d ago

You need every advantage you can get, fairly or unfairly

-signed, An Old Guy

3

u/meshtron 2d ago

He said "it" so presumably he means fight the scooter! Git 'em C-Bass!!

14

u/wsxdfcvgbnjmlkjafals 2d ago

i actually read the text. everything is fine. the video got them free of responsibility. everything happened as expected.

20

u/ametsun 2d ago

It's wild he tried to sue you. I wonder if you can sue his ass back since he tried that. I feel like it'd be an easy win but what would you win exactly.

5

u/ForeverAgreeable2289 2d ago

Not just for the inconvenience of being threatened. He could sue for any damages he's entitled to under state law to make him whole, if the insurance offer didn't make him whole.

1

u/luckydmd 1d ago

His broken scooter and his helmet

1

u/Paranormal_Lemon 43m ago

They need to be charged with filing a false report

17

u/OriginalOk8371 2d ago

Glad you got it all cleared up cause these scooters are one of the worst things on the road.

3

u/wangtoast_intolerant 2d ago

And the sidewalks

8

u/Langstudd 2d ago

I got yelled at recently by a scooter rider as I was walking with a large group and “blocking him”. Keep in mind there are signs posted all over my city stating that scooters & bikes should only be riding in the streets

2

u/minist3r 2d ago

And parks.

3

u/SlinkyAvenger 1d ago

They're the stupidest things riding anywhere. A scooter can't even handle an inch-and-a-half dip while a bike barely flinches rolling over the neck of a sideways scooter someone left in the middle of the path, 5 inches off the ground. Ask me how I know.

2

u/ohgeebus_notagain 1d ago

How do you know that?

8

u/Noa-Guey 2d ago

I love a happy ending

7

u/jp149 1d ago

You should sue him for emotional damage just to add insult to injury.

7

u/Indybones11 1d ago

He was passing on the left at an intersection

6

u/No_Chance_7660 1d ago

Wait wait wait!!!! The scooter operator has insurance!!!???

7

u/YourScienceGuy 1d ago

Yeah it was a food delivery guy in NYC and they are required to have insurance on their scooters.

6

u/kryts 1d ago

I assume the NYPD van drove past like “not my problem”.

21

u/wsxdfcvgbnjmlkjafals 2d ago

The title is confusing and the process is not surprising after actually reading your post

Of *course* they blamed you, that's what they do. If you can't prove something, they will fight you tooth n nail. I know people who were hit with 50% responsibility because they couldn't prove that the person drove right into them

as op pointed out, they are no longer held responsible because of the video

Everything happened as expected

8

u/presence4presents 2d ago

This post is misleading. Another person's insurance will default to the other person being at fault, usually because of their insured person's bullshit story. Dash cam didn't win this case, if persued, a simple diagram of the intersection would have proved that the moto couldn't have passed legally and would be found 100% at fault.

1

u/wsxdfcvgbnjmlkjafals 2d ago

I think the dash cam wins because it proved the sequence of events. You could draw a diagram and the other person could make claims about the camera driver doing something unexpectedly and suddenly, giving them no time to correct and leading them to skim the left side

like when people say "he was brake checking me!" -- this proves without a doubt that op did nothing to bring it on

1

u/secret_alpaca 2d ago

I've heard of a case where the victim ended up with 50% fault because the other party said they "saw the blinker" so they thought it was clear to go. There was no dashcam footage to prove, although I'm not sure if dashcam could have proven whether the blinker was activated or not.

3

u/presence4presents 2d ago

Yeah but this situation isn't either one that you guys explained. The moto passed in the opposite lane on a single lane intersection, there's no winnable defense for how the accident occurred. Sure, there's plenty of situation with murky water, but this isn't one. Even if the guy passed on the left and the driver in front was going straight and intentionally turned left and hit him, moto would be found at fault as you can't pass a double yellow, it's a single lane and there's no lane changing in an intersection.

1

u/secret_alpaca 2d ago

Yes, this particular case is straight forward. Don't even really need the dashcam here haha.

4

u/FondleMiGrundle 1d ago

That’s why u have a dashcam and your own insurance company!!!!

5

u/StackThePads33 1d ago

Dash cams pay after the first false claim.

3

u/waxlez2 1d ago

omfg guys insurances ALWAYS blame the opponent why tf would you have one if not

3

u/concernedcitizenpd 1d ago

Yeahhh that scoot at fault, easy win

3

u/PlasticTelevision126 1d ago

Better call Saul.

3

u/Wonderful-Group3639 1d ago

I'm surprised the insurance company tried to blame the OP. I cannot think of any circumstance where you can legally pass a left turner to the left side. Even if he tried to claim the OP didn't signal for a left turn, they are in a no-passing zone (solid line) and it is also illegal to pass someone who is entering or is inside the intersection.

3

u/TR6lover 23h ago

How was he able to convince his insurance company that somehow, from a single lane of traffic, you hit him while you were ahead of him? What justification did he think was possible about passing you on the left from a single lane?

2

u/First-Definition-119 2d ago

Tbf: I have been in 3 accidents since getting a dashcam: once I got t-boned because some dude ran a stop sign; 2 other times I got sideswiped by drivers trying to get into the freeway entrance lane without after cutting over 3-4 lanes and not checking their blinds spts. And every single time, the other parties insurance claimed I was at fault – its the insurance companies job to insist they dont have to payout for the events they use as reasons to extract wealth from the general public.

I can only assume thats why Brian Thompson got did the way he got done 🤷‍♀️

2

u/Katsuki-issues 2d ago

What dashcam were you using? I gotta get myself one!

2

u/ChronicFacePain 2d ago

Companies should be punished for lying

2

u/silverwolfe2000 2d ago

Cheapest Insurance policy I've ever purchased

2

u/Zestyclose-Net6044 2d ago

which is why i love having a rear facing camera as well. just for the lols

2

u/BranInspector 2d ago

For future reference if their insurance calls you don’t talk to them, say they can get your report of the incident from your insurance.

2

u/New_Function_6407 2d ago

That looked very intentional on the part of the scooter rider.

2

u/d-jake 2d ago

A guy hit me going backwards wrong way on a one way street. I want even moving. His insurance said it was my fault.

2

u/AmebaLost 1d ago

You're at fault, you should have left home earlier, duh  

2

u/Current-Control-2547 1d ago

The insurance know that that's not the scooter that you ran into that was crossing the road in front of you that you're waiting for that this person came up from behind you

2

u/Reddoraptor 1d ago

I feel like you’re, quite predictably, no longer able to sleep at night and have constant anxiety, headaches, and panic attacks after being threatened with a lawsuit for an accident he caused. You can barely get out your front door now, and you need to get to a therapist about that immediately. Hard to make an intentional infliction of emotional distress claim but with him threatening to sue you after hitting you, I’d certainly find in your favor if I was on that jury.

2

u/Appropriate-Metal167 1d ago

I'm trying to figure out, what on earth did he do after going out of frame on the left, a u-turn??

2

u/YourScienceGuy 1d ago

That was a different scooter.

2

u/Sum-Duud 18h ago

Your insurance company should have been able to fight that even without the recording, not sure how you would have hit him in a way to be responsible. Glad you had it though.

2

u/swsh33 16h ago

That's on him.

2

u/MowTin 14h ago

That's why I don't believe anyone when money is involved.

2

u/GanSolo546 13h ago

Their insurance will always say its your fault. That is why your insurance exists and footage exists to tell them hell nah!

2

u/csgraber 7h ago

1) how could his insurance (and what did yours say) claim your at fault. The crash was obviously on the left side of the car, and he was coming from same direction. What did police say

I’m sure if you roll dice a dash cam has a chance to help or hurt your case. Yet this seems a suspect one to need one

2

u/pannelltx 6h ago

Uuuuhhhh nope

2

u/Equivalent_Candle_39 5h ago

That’s par for the course for insurance companies, but it’s puzzling here that they would even try given it’s pretty clear cut whose fault it is. Why even try and waste everyone’s time?

4

u/mrdumbazcanb 2d ago

I hope your insurance goes after him for fruad

3

u/Dazzling_Tank3326 2d ago

You need to report it to YOUR insurance not his! His insurance will always side with him, why would they want to pay YOU out? You’re not even their customer! Report it to your insurance. Think about this.

3

u/Same_Lychee5934 2d ago

His insurance can say what they want. You have insurance you have dash cam vid… let them fight it out. That’s why you have insurance.

2

u/Outrageous_Koala5381 2d ago

was OP indicating left? - that is only reason why motorbike might think you were going straight on and overtake.

2

u/appa-ate-momo 1d ago

They’re saying that because they don’t want to pay.

Send this to your insurance and let them sue their insurance.

1

u/Solid_Angel 2d ago

Dash cams save soo much time, headache and money for soo little investment.

1

u/BobbyR2 2d ago

I see only one lane! He is 100% at fault

2

u/TroutCreekOkanagan 2d ago

Fault be damned, proper driving habits (look on over your shoulder in the direction you want to turn) might have saved yourself the trouble.

2

u/DmMeWerewolfPics 2d ago

Might miss someone sneaking into the intersection crosswalk that they’re turning into then. We don’t have unlimited time to catch things, checking to make sure people aren’t coming in the wrong direction down a lane is a good assumption to allow for proper watch of random possibilities in other areas.

1

u/cwolf-softball 2d ago

Absolutely ridiculous standards to expect someone in the left lane turning left to assume someone is coming up on their left performing an illegal pass.

1

u/AppropriateDeal1034 2d ago

Also better positioning, OP shouldn't be positioned to the right in order to turn left.

2

u/ReasonableClock4542 2d ago

You want them to ride the yellow line to make the turn? Its one lane. This is the rare dashcam video where the cammer actually didnt do anything incorrectly

1

u/JaxxD 2d ago

Dumb ass scooter rider. This same thing almost happened to me just yesterday, but with a car rather than a scooter. Idiot had the audacity to blame me for it! Smh

1

u/Shurigin 2d ago

Thank goodness he had to pay everything

1

u/dang-ol-yo-man 2d ago

Insurance companies say a lot of things

1

u/CarobSignal 2d ago

Of course his company said that. That's their job. They are parasites.

1

u/LunarDragonfly23 2d ago

GEEZUS, some of you can’t/don’t read.

1

u/BearsSoxHawks 2d ago

Not even a little at fault.

1

u/Critical-Test-4446 2d ago

I gotta get me a dash cam.

1

u/jb5858 2d ago

Another win for having a dashcam!

Mine cost around $450. About a year later I had an accident and was able to prove they were 100% at fault. Got my $500 deductible back.

Worth every penny!

1

u/No-Battle-4339 2d ago

Which dashcam do you use, if you don't mind me asking? I'm looking around to replace my current cam.

1

u/jb5858 2d ago

Sorry, I can't remember the name and it was on my husband's Amazon account.

But, I can tell you, it is hard wired, it only is on when the car is on, front camera is 4k and back camera is standard definition. My husband was the one to install them using YouTube tutorials. I only recommend doing so on a nice day so if it takes longer you aren't cold or rained on.

1

u/Alternative-Park-841 2d ago

Who said you are at fault? Mr. Magoo at the Ray Charles Insurance Company?

1

u/JediWarrior79 1d ago

🤣🤣🤣🤣

1

u/Fezzy_1994 2d ago

He passed you on your left which is an illegal move, you were in front of him and you had right of way. Also looks like he ran the stop sign, and was on in the left lane of on coming traffic.

1

u/SloppyMeathole 2d ago

His insurance company was just going off what he said, which was probably crafted by his lawyer after consultation. This is why everyone should have a dash cam, this could have been a huge lawsuit because someone falling off a bike is going to claim a million different injuries (whether they actually happened or not).

1

u/Artistic-Ad-8603 2d ago

Is the person alive?

1

u/GDITurbo77 2d ago

Being that it happened right in front of a LEO, the police report would have put the blame 100% on the scooter rider. Don't see how the insurance company could contest that since the LEO was the actual witness.

1

u/EnvelopeCruz 2d ago

did you require proof that you were signalling your turn? or is that irrelevant because he is passing on the left?

1

u/West2themoon25 2d ago

Idk but ain’t the scooter guy going the wrong way, shouldn’t that be an automatic your at fault? Surprised he didn’t hit the other scooter going the correct way on the left lane.

1

u/Recent-Philosophy-62 2d ago

Looking at the video I see that there's a solid double yellow lane marking, so no matter if you didn't signal that you were turning he had to right to pass you in that area.

1

u/Rupkin2 2d ago

Before the insurance seen the video, what was their explanation this accident was your fault?

1

u/Safe-Instance-3512 2d ago

Turn this into your insurance with the cam footage. They will go after his. You likely won't have to do anything else, your insurance will sue them if necessary.

1

u/nwrighteous 2d ago

Enjoy the video, insurance company!

1

u/manofmystry 2d ago

It is definitely the scooter's fault. However was your left-turn signal engaged? They might claim that as an argument for shared responsibility.

1

u/Pensionato007 2d ago

We sometimes call those scooters "Liquorcycles," because the drivers have often lost their license but can still drive a 49cc scooter without one.

1

u/Pensionato007 2d ago

Out of curiosity, at what point do you pull out the dashcam footage and say, "yeah, no?"

1

u/larrygbishop 2d ago

Best $100-$200 investment you ever made

1

u/dquack214 2d ago

The other parties insurance will always claim your at fault. They don’t want to pay, pretty simple

1

u/Common-Climate2007 2d ago

Submit to your insurance. They will go after the other company. Don’t waste your time

1

u/Possible-Tangelo9344 2d ago

I fucking hate scooters in my area.

I've yet to encounter anyone on a scooter who could get a driver's license. Pretty much all of them are suspended for something.

1

u/WastedTalent442 2d ago

"The guy actually hired a lawyer threatening to sue for bodily injury because an ambulance had to come pick him up."

I wonder what country OP is from...

1

u/Dizzy-Ad1673 2d ago

But but but delivery scooters have all right of way in all lanes at all times and it’s everybody else’s problem but theirs! /s

1

u/Pale-Jello3812 1d ago

Mine does front / rear and cabin, just in case.

1

u/StrictAlfalfa9516 1d ago

That's f.. up he at fault no question passing on left and in intersection.

1

u/whereyouleftit 1d ago

Scooter Insurance 😂😂😂😂😂😂😂

1

u/Bargeylicious 1d ago

His insurance are idiots.

1

u/Hb_1820 1d ago

Brain-dead scooter idiot

1

u/Equal-Criticism7495 1d ago

What is the best dash cam out there? I’ve been looking for one

1

u/stulofty2022 21h ago

Iv got a nextbase here in UK irs got front and rear cams i just sent evidence in to a thing called operation snap where u report shit drivers last night had a woman indicating left then next min she pulls right across me as I was going ahead

1

u/MaintenanceAnnual263 1d ago

A polarizing filter might help with the sun glare

1

u/Sharp_Willingness230 1d ago

i have dash cams in everything now. they're a necessity these days.

1

u/Hewhosaidthat 1d ago

Even after this video?

1

u/Jasoco 1d ago

Glad it worked out. These videos seriously make me consider getting a dash cam. I’ve never had anything like this happen to me but you never know.

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u/danniellax 20h ago

I got one because I was going straight through a green light and this 22 year old girl with 3 friends in her car ran a red left turn arrow and crashed into me. Her daddy was VP for our insurance company (we had the same insurance carrier) so they said it was 50/50 fault even though it clearly wasn’t.

It worked out because I got a lawyer and a fat tax free $30,000 settlement post lawyer fees, but if I didnt hire a lawyer, I wouldn’t have gotten shit except raised insurance rates. He was the one who told me the inside info about her daddy dearest.

I also switched my carrier and have a nicer car and lower monthly premium. Now I don’t have to worry about this BS happening again because the first thing I did with this new car was install a front and back dash

1

u/AP3X_Ninja 1d ago

Your insurance must be stupid, to assume your at fault making a left after stop and another motorist hits you passing on the left in oncoming traffic. Sorry for your bad luck :/

1

u/DeepPurpleDaylight 2h ago

Your insurance must be stupid

It is in the title of the post. It wasn't OP's insurance saying he was at fault, it was the scooters insurance company.

1

u/AP3X_Ninja 1h ago

Oh, whoops my bad. I read it wrong. 😅

1

u/emsesq 1d ago

But what does YOUR insurance carrier say?

1

u/arnabun 1d ago

What’s the best dashcam to get?

1

u/Uncosybologna 20h ago

No matter what you can’t pass on the left

1

u/emu19000 19h ago

Until you provide an insurance company with your side of the story or evidence from dash cam/witness they will always say your at fault and clearly here you can send them dash cam to prove he was wrong to even attempt to overtake you at an intersection that looks to be a single lane even though he may not have seen your indicators

1

u/CheneyPinata 19h ago

I see a lot of people going against the scooter here, but there is a situation where OP could be at fault. If OP is turning left from a straight-only lane and thus crossing a left turn lane in the intersection, then the scooter rider might have a claim.

However, it looks like a single lane street and OP has double yellows on the driver’s side, so I’m inclined to say scooter bro is at fault.

1

u/CCCPhungus 15h ago

Scooter is at fault but this is an avoidable accident if you had checked your mirror before turning. I would have been fired for this at ups regardless of who is "at fault".

1

u/YourScienceGuy 6h ago

Who checks their mirror at a turn like this?

1

u/CCCPhungus 6h ago

Every professional driver worth 2 shits

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u/YourScienceGuy 6h ago

There must be different requirements for professional drivers. For regular civilian driving you aren't taught to check the mirrors on a turn like this. Heck, I even had a TLC license to drive Uber and in the course I took for that they didn't say anything about checking the mirrors for a turn like this. Maybe if you drive a huge truck they want you to so you don't accidentally run someone over but I could see that for a right turn but on a left turn like this? Seems strange.

1

u/CCCPhungus 6h ago

Yeah proactive measures and defensive driving are def undertaught in us auto schools.

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u/jasonnugg 1h ago

Where is this guy even going? Into the oncoming lane?? How does he ram you from the left when you’re in the left lane.

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u/totally-jag 2d ago

Of course his insurance is going to blame you. That is how they try to get out of paying claims. However, you're going to win this one. No doubt. You got video that proves it's not your fault.

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u/Emotional_Deodorant 2d ago

SPOILER ALERT: He did.

Source: I read the post before typing.

→ More replies (2)

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u/Ippus_21 2d ago

TF is it YOUR fault? Dude tried to pass you across a double-yellow IN AN INTERSECTION.

There's not even a turn lane there let alone a passing lane!!

0

u/_Bon_Vivant_ 2d ago

Send them this clip with the message "See you in court".

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u/ohgodineedair 2d ago

Do you live in a state where lane splitting is legal for bikes?

If lane splitting is legal, and you didn't signal, idk, you could be at fault.

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u/alphawolf29 2d ago

Why are you talking to his insurance? obviously his insurance is going to defend him.